:root{--navy:#0A2540;--navy-2:#123A5E;--navy-3:#061727;--amber:#E8801A;--amber-dark:#B65F0C;--gold:#C8952B;--gold-soft:#F4E7CC;--paper:#FAF8F5;--card:#FFFFFF;--ink:#14181F;--muted:#5B6675;--line:#E3DED6;--wa:#25D366;--wa-dark:#1DA851;--serif:Georgia,"Times New Roman",Times,serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,Helvetica,Arial,sans-serif;line-height:1.7;-webkit-font-smoothing:antialiased;font-size:17.5px}
img{max-width:100%;display:block}
a{color:var(--amber-dark)}
.wrap{max-width:860px;margin:0 auto;padding:0 22px}
.wide{max-width:1080px;margin:0 auto;padding:0 22px}

/* topo padrão do site */
.topbar{background:var(--navy);color:#fff;padding:12px 0;font-size:13px}
.topbar .wide{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.cred{color:#8FA3B8;font-size:12px}
.cja-brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;color:#fff;line-height:1.15}
.cja-brand>img{width:44px;height:44px;border-radius:10px;flex:0 0 44px;object-fit:contain}
.cja-t b{display:block;font-weight:800;letter-spacing:.08em;font-size:15px;text-transform:uppercase}
.cja-t i{display:block;font-style:normal;font-weight:600;letter-spacing:.08em;font-size:11px;text-transform:uppercase;opacity:.75}

/* hero editorial */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(200,149,43,.22),transparent 60%),linear-gradient(160deg,var(--navy) 0%,var(--navy-3) 100%);color:#fff;padding:26px 0 54px;position:relative;overflow:hidden}
.crumbs{font-size:13px;color:#8FA3B8;margin:0 0 26px}
.crumbs a{color:#C7D3E0;text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.kicker{display:inline-block;color:var(--gold);font-size:12.5px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;margin:0 0 16px;padding:6px 12px;border:1px solid rgba(200,149,43,.45);border-radius:999px}
.hero h1{font-family:var(--serif);font-weight:700;font-size:clamp(30px,5.4vw,48px);line-height:1.12;margin:0 0 18px;letter-spacing:-.01em}
.hero .lead{color:#C7D3E0;margin:0;font-size:19px;max-width:700px}
.byline{display:flex;align-items:center;gap:14px;margin-top:28px}
.byline img{width:52px;height:52px;border-radius:50%;object-fit:cover;border:2px solid var(--gold)}
.byline b{display:block;color:#fff;font-size:15px}
.byline span{display:block;color:#8FA3B8;font-size:13px}

/* resposta rápida */
.answer{background:var(--card);border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:14px;padding:24px 26px;margin:-30px 0 8px;position:relative;box-shadow:0 18px 40px rgba(10,37,64,.10)}
.answer .lbl{font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:0 0 8px}
.answer p{margin:0;font-size:18px}
.updated{font-size:13.5px;color:var(--muted);margin:14px 0 0}

/* sumário */
.toc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 24px;margin:30px 0 6px}
.toc b{display:block;font-family:var(--serif);font-size:18px;margin-bottom:8px}
.toc ol{margin:0;padding-left:20px;columns:2;column-gap:30px}
.toc li{margin:0 0 6px;break-inside:avoid;font-size:15.5px}
.toc a{color:var(--navy-2);text-decoration:none}
.toc a:hover{color:var(--amber-dark);text-decoration:underline}

/* artigo */
article{padding:14px 0 10px}
article h2{font-family:var(--serif);font-size:clamp(25px,3.6vw,31px);line-height:1.22;margin:52px 0 14px;padding-top:24px;border-top:1px solid var(--line);color:var(--navy);scroll-margin-top:20px}
article h3{font-size:20px;margin:28px 0 8px;color:var(--navy-2)}
article p{margin:0 0 17px}
article ul,article ol{margin:0 0 20px;padding-left:22px}
article li{margin-bottom:8px}
.first{font-weight:600;color:var(--navy)}
blockquote.q{margin:6px 0 22px;padding:18px 22px;background:var(--gold-soft);border-radius:12px;font-family:var(--serif);font-size:20px;line-height:1.45;color:var(--navy)}
blockquote.q cite{display:block;font-family:inherit;font-style:normal;font-size:13px;color:var(--muted);margin-top:8px}
.tbl{overflow-x:auto;margin:18px 0 10px;border-radius:12px;border:1px solid var(--line);background:#fff}
table{width:100%;border-collapse:collapse;font-size:15.5px;min-width:520px}
th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-weight:700;font-size:14.5px}
td{padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
tbody tr:nth-child(even) td{background:#FBFAF7}
tbody tr:last-child td{border-bottom:0}
.src{font-size:13.5px;color:var(--muted);margin:0 0 22px}
.note{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin:18px 0 22px;font-size:16px}
.note b{color:var(--navy)}
.steps{counter-reset:s;list-style:none;padding:0 !important}
.steps li{counter-increment:s;position:relative;padding:14px 16px 14px 58px;background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px}
.steps li::before{content:counter(s);position:absolute;left:16px;top:13px;width:28px;height:28px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:800;font-size:14px;display:flex;align-items:center;justify-content:center}
.check{list-style:none;padding:0 !important}
.check li{position:relative;padding-left:32px}
.check li::before{content:"";position:absolute;left:4px;top:7px;width:14px;height:8px;border-left:3px solid var(--wa-dark);border-bottom:3px solid var(--wa-dark);transform:rotate(-45deg)}

/* banners contextuais */
.promo{display:grid;grid-template-columns:1.2fr 1fr;gap:0;background:linear-gradient(140deg,var(--navy) 0%,var(--navy-3) 100%);color:#fff;border-radius:18px;overflow:hidden;margin:34px 0;box-shadow:0 20px 44px rgba(10,37,64,.18)}
.promo .txt{padding:28px 28px 26px}
.promo .eyebrow{font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:0 0 10px}
.promo h3{font-family:var(--serif);font-size:25px;line-height:1.2;margin:0 0 10px;color:#fff}
.promo p{color:#C7D3E0;margin:0 0 18px;font-size:16px}
.promo .img{background:#0d2238 center/cover no-repeat;min-height:220px}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--wa);color:#fff;font-weight:800;text-decoration:none;padding:14px 26px;border-radius:999px;font-size:16.5px;border:0;cursor:pointer;font-family:inherit}
.btn:hover{background:var(--wa-dark)}
.btn.gold{background:var(--gold);color:var(--navy-3)}
.btn.gold:hover{background:#b3841f}
.btn.ghost{background:transparent;border:1.5px solid rgba(255,255,255,.5);color:#fff}
.btns{display:flex;gap:10px;flex-wrap:wrap}

/* cards de empreendimentos */
.emps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:22px 0 10px}
.emp{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}
.emp:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(10,37,64,.13)}
.emp .ph{aspect-ratio:4/3;background:#dfe5ec center/cover no-repeat}
.emp .bd{padding:14px 16px 16px;display:flex;flex-direction:column;gap:4px;flex:1}
.emp b{font-family:var(--serif);font-size:18px;color:var(--navy)}
.emp .loc{font-size:13.5px;color:var(--muted)}
.emp .pr{font-size:15px;font-weight:800;color:var(--amber-dark);margin-top:auto;padding-top:6px}
.emp .go{font-size:13.5px;font-weight:700;color:var(--navy-2)}
.fine{font-size:12.5px;color:var(--muted);margin:6px 0 0}

.emp-banner{background:linear-gradient(140deg,var(--navy) 0%,var(--navy-3) 100%);border-radius:18px;padding:26px 24px 24px;margin:34px 0;color:#fff;box-shadow:0 20px 44px rgba(10,37,64,.18)}
.emp-banner .eyebrow{font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:0 0 8px}
.emp-banner h3{font-family:var(--serif);font-size:26px;line-height:1.2;margin:0 0 8px;color:#fff}
.emp-banner .eb-head p{color:#C7D3E0;margin:0;font-size:16px}
.emp-banner .emps{margin:18px 0 16px}
.emp-banner .eb-foot{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.emp-banner .fine{color:#8FA3B8;margin:0;flex:1;min-width:200px}
/* formulário de pré-análise */
.cta{background:radial-gradient(900px 400px at 100% 0,rgba(200,149,43,.25),transparent 60%),linear-gradient(155deg,var(--navy) 0%,var(--navy-3) 100%);color:#fff;border-radius:20px;padding:36px 30px;margin:44px 0 10px}
.cta h2{border:0;padding:0;margin:0 0 10px;color:#fff;font-size:clamp(25px,3.6vw,30px)}
.cta>p{color:#C7D3E0;margin:0 0 22px}
.form{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form label{display:flex;flex-direction:column;gap:6px;font-size:13.5px;font-weight:700;color:#C7D3E0}
.form input,.form select{font:inherit;font-size:16px;padding:12px 14px;border-radius:10px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.06);color:#fff}
.form select option{color:#14181F}
.form input::placeholder{color:#8FA3B8}
.form .full{grid-column:1/-1}
.form .err{color:#FFB4A8;font-size:13.5px;min-height:18px;margin:0}
.form button{justify-self:start}

/* autor */
.author{display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;margin:40px 0 10px}
.author img{width:84px;height:84px;border-radius:50%;object-fit:cover;flex:0 0 84px;border:3px solid var(--gold-soft)}
.author h3{margin:0 0 6px;font-family:var(--serif);font-size:20px;color:var(--navy)}
.author p{margin:0 0 6px;font-size:15.5px}
.author .creds{font-size:13px;color:var(--muted)}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:0 18px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 26px 16px 0;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:24px;color:var(--gold);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 16px}
.faq h3{font-size:inherit;margin:0;display:inline;color:inherit}

.sources{font-size:14px;color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin-top:40px}
.sources li{margin-bottom:6px}
.disclaimer{font-size:13.5px;color:var(--muted);font-style:italic}

/* rodapé padrão do site */
footer{background:var(--navy);color:#8FA3B8;font-size:13px;padding:34px 0;margin-top:50px}
footer strong{color:#fff}
footer .legal{font-size:12px;line-height:1.6;margin-top:16px;color:#7A8CA0}
footer a{color:#C7D3E0}

.lc{color:inherit;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}
.lc:hover{color:var(--gold)}
article .lc{color:var(--amber-dark)}
.social{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}
.social a{display:inline-flex;align-items:center;gap:8px;text-decoration:none;font-size:13.5px;font-weight:700;padding:8px 14px 8px 10px;border-radius:999px;border:1px solid var(--line);color:var(--navy);background:#fff;transition:transform .2s,box-shadow .2s}
.social a:hover{transform:translateY(-2px);box-shadow:0 8px 18px rgba(10,37,64,.12)}
.social svg{width:20px;height:20px;flex:0 0 20px}
footer .social a{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.18);color:#fff}
/* WhatsApp flutuante pulsando */
@keyframes waFloatPulse{0%{box-shadow:0 10px 30px rgba(0,0,0,.26),0 0 0 0 rgba(37,211,102,.6)}70%{box-shadow:0 10px 30px rgba(0,0,0,.26),0 0 0 18px rgba(37,211,102,0)}100%{box-shadow:0 10px 30px rgba(0,0,0,.26),0 0 0 0 rgba(37,211,102,0)}}
@keyframes waRing{0%{box-shadow:0 0 0 0 rgba(37,211,102,.55)}70%{box-shadow:0 0 0 15px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}
a.btn[data-wa],button.btn[data-wa]{animation:waRing 2.2s ease-out infinite}
.wafloat{position:fixed;right:18px;bottom:18px;z-index:90;display:inline-flex;align-items:center;gap:10px;background:var(--wa);color:#fff;font-weight:800;text-decoration:none;padding:14px 20px;border-radius:999px;font-size:15.5px;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .3s,transform .3s,visibility .3s}
.wafloat.on{opacity:1;visibility:visible;transform:none;animation:waFloatPulse 2.2s ease-out infinite}
.wafloat:hover,a.btn[data-wa]:hover{animation:none}
.wafloat svg,.btn svg{width:20px;height:20px;flex:0 0 20px}

@media (max-width:760px){
  .toc ol{columns:1}
  .promo{grid-template-columns:1fr}
  .promo .img{min-height:170px;order:-1}
  .emps{grid-template-columns:1fr}
  .emp{flex-direction:row}
  .emp .ph{aspect-ratio:auto;width:120px;flex:0 0 120px}
  .form{grid-template-columns:1fr}
  .author{flex-direction:column}
  .cta{padding:28px 20px}
  .answer{padding:20px}
  body{font-size:17px}
}
@media (max-width:420px){.cja-brand>img{width:38px;height:38px;flex-basis:38px}.cja-t b{font-size:13px}.wafloat span{display:none}.wafloat{padding:15px}}
@media (prefers-reduced-motion:reduce){*{animation:none !important;transition:none !important;scroll-behavior:auto !important}}